Intro: "which first" is the wrongly framed question
1. Market split: what's the target geography?
2. User value: the "premium user" reality
3. Monetization model: how do you earn?
4. Budget + time: single native = no parallel
5. Store approval + iteration speed
6. Native necessity: when isn't cross-platform enough?
7. Cross-platform: the option that erases the question
8. Sector scenarios: which sector wants which?
Conclusion: not "which" but "how to start"
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